Last Updated: February 2026
Welcome to BearTears Analytics. By accessing our website (Beartears.com) and using our analytical tools, dashboards, and content, you agree to be bound by the following Terms & Conditions. Please read them carefully.
1. No Financial Advice
BearTears Analytics is an educational and data-driven platform.
- Not a Registered Advisor: We are not a registered investment advisor, broker-dealer, or financial analyst.
- Educational Purpose Only: All content, including but not limited to Delta-hedging calculations, volatility heatmaps, and market commentary, is provided for informational and educational purposes only.
- Risk of Loss: Trading stocks, options, and other financial instruments involves substantial risk. “Hedging” does not guarantee a profit or protect against all losses. You should consult with a qualified financial professional before making any investment decisions.
2. Use of Analytics & Tools
Our proprietary tools (e.g., the Delta-Neutral Calculator) are based on mathematical models such as Black-Scholes.
- Accuracy: While we strive for precision, we do not warrant that our calculations, data feeds, or signals are 100% accurate, real-time, or error-free.
- No Guarantee: Past performance—whether actual or simulated—is not indicative of future results. The “Bear Tears” mentioned in our branding are metaphorical and do not guarantee market direction.
3. Intellectual Property
All content on BearTears Analytics, including the “Master the Market” framework, branding, logos, code snippets, and proprietary algorithms, is the exclusive property of BearTears Analytics.
- Limited License: You are granted a non-exclusive, non-transferable license to use our tools for personal, non-commercial use.
- Prohibited Acts: You may not scrape, reverse-engineer, or redistribute our data or analytics without express written consent.
4. Limitation of Liability
To the maximum extent permitted by law, BearTears Analytics and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:
- The use or inability to use our services.
- Financial losses incurred while following strategies discussed on the site.
- Technical failures, data lag, or service interruptions.
“You trade at your own risk. The math is a guide, not a mandate.”
5. Subscription & Access
If BearTears Analytics offers premium tiers:
- Payments: All fees are non-refundable unless stated otherwise.
- Termination: We reserve the right to suspend accounts that violate these terms or engage in abusive behavior toward our community or systems.
6. External Links & Third Parties
We may provide links to brokers or third-party tools. BearTears Analytics does not endorse and is not responsible for the services, privacy policies, or content of these external entities.
7. Governing Law
These Terms & Conditions are governed by the laws of Panama. Any disputes shall be resolved in the courts of Panama City.